Some smart ways to save and still have fun!!!!!

Whether it’s to indulge your retail therapy fix, or the weekly list of grocery essentials, shopping is something you just can’t get away from, and therefore all the more important to guard against, especially if you’re looking to save.

Recession is an ugly word. And one of the fallouts of globalisation is the ripple effect that the state of one economy has on multiple others, whether they are directly or indirectly connected. With the economy of the US currently in a tailspin, the effects are far-reaching, so it’s especially wise, at this point, to take a good look at how you spend, and where your hard-earned money is going.

We will discuss here how to tighten your belt, in a number of small-yet-effective ways, so that you can maintain your lifestyle, discover new and better habits, as well as save along the way.

Where do you actually spend your money?

Typically, if you are an earning member of the family, and assuming that basics have been taken care of, then your outlay will range over expenses to do with food, entertainment, and shopping.

EATING OUT

Eating out, whether an outcome of necessity, laziness, a sense of adventure or habit, has become a trend that has resulted in a booming restaurant industry. When you eat out, you expect high standards in terms of quality, ambience and service. So how best do you continue to eat out in these difficult times, and make the most of it?

Try eating out at lunch instead of dinner. There are some great deals and great value to be had at lunch time set menus and buffets.

Ask your friends and relatives if they’ve eaten anywhere good recently. The best bargains are usually discovered by word of mouth.

Enjoy a drink at home before you head out to the restaurant. This is a good option if you want to cut your bill by half. Or, you could get there in time for Happy Hours, which most restaurants offer these days.

Cash in your vouchers. Many places offer deals on meals – scope local magazines for the latest on what’s hot, when.

Eat out in a group. At first glance, this may seem a little underhanded, but think of the great company, and the amount you will save when the bill arrives.

Avoid the weekends. This is when there’s an entrance and/or cover charge if the restaurant has a bar attached, or is newly opened. And the service is also likely to suffer when things get hectic.

Don’t delete those irritating text messages. Many restaurants offer discounts to prospective customers via SMS. Read your message carefully before discarding it.

Order an appetizer as a main, or split a main course with a friend. Ditch dessert.

Skip the fancy places and check out the neighbourhood dhaba. You will be surprised at the quality and quantity, as well as how reasonable the food is.

Consider leftovers. Be sure to ask for a doggy bag for anything you can’t finish. Leftover restaurant meals make great lunches for the following day.

Fill up on the extras. Snacking on the complimentary peanut masala or bread sticks means more of your meal will go home with you.

And to complete the experience, drop by earlier to identify the best table, reserve in advance and don’t forget to tip well, so they remember you the next time. Or you could just forget dining out and order in!

ENTERTAINMENT

The recession is the right time to get creative with your entertainment options. Splurging at a night club or multiplex may not be the best thing to do right now, so let’s consider the alternatives.

Check your paper and local magazines for events in the city. You will be surprised at the number of cultural, literary and spiritual happenings that occur on a weekly basis, and a lot of them for free, or a fraction of the price of your movie ticket.

Indulge in a hobby. Not only will you learn something new, or revive a past craft, but you will also derive satisfaction from it and meet new people at the same time.

Rediscover your city. Whether it’s the local park or library, or a visit to a museum or an architectural site, revisit places you’d taken for granted until now.

If you can, catch a movie on a weekday. Ticket prices are much cheaper for morning shows, Monday to Thursday.

Entertain at home. But be smart about it. Suggest a pot-luck and BYOB, throw in a good movie and you have the makings of an excellent evening with friends.

SHOPPING

Whether it’s to indulge your retail therapy fix, or the weekly list of grocery essentials, shopping is something you just can’t get away from, and therefore all the more important to guard against, especially if you’re looking to save.

Go generic. Don’t always opt for branded products. There are savings to be had when you choose the in house store brand, to a national one.

Buy in bulk. This saves you money if you shop smart and buy those items that have a longer shelf life, such as soaps, shampoos and cleaning agents. Find someone to share it with you, and you actually divide up the cost.

Don’t shop when you’re hungry. This could lead to unnecessary expenditure. Better yet, reinforce your shopping expedition with a list, to restrict your purchasing to exactly what you need.

Avoid the ready-to-eat trap. Not only are they the most expensive items in the shop, but they also might not be healthy for you.

Don’t shop with the family. If you have young children, all those extra goodies will add to your bill without your even realising it.

Try discount and seconds shops, and the factory outlets. Many of these stores are filled with hundreds of top quality items.

When shopping for clothes mix and match. Buying separates means you get more out of your wardrobe, and getting a suit is that much more expensive.

Buy wash-and-wear. Dry cleaning is expensive and not eco-friendly because they use petroleum as a cleaning agent.

Shop at My Dollar Stores where everything is Rs 99. Just remember to check the expiry date on the product, and compare prices with those outside. For example, a bottle of Tabasco is about Rs 150 outside, which makes this a good saving. However, a box of pasta that costs Rs 65 outside is obviously not a good option.

Shop online for bargains. You save on the cost of the product, as well as on petrol, by shopping through the Internet.

Steer clear of the bait-and-switch. During sales, many shops lure customers with huge discounts on the cheaper, lower quality items that no one wants, and lead you to spend full price on items that aren’t actually on sale.

So there really are many ways in which you can save. You just need to do a little homework, and think smart!

 

Review: “The King’s Speech”

‘The King’s Speech’ is based on a true story about British royalty. The movie features a glittery cast and hits every note you expect it to hit.

Director Tom Hooper (‘The Damned United’, HBO’s Emmy-winning ‘John Adams’) and writer David Seidler give the people what they want: ‘The King’s Speech’ is high art for the masses, but you could also look at it as familiar fare that’s been gussied up. At times it feels like no less of a mismatched-buddy comedy than the Todd Phillips road-trip flick ‘Due Date’, although the opposites who initially clash and eventually cling to one another are played by the esteemed Colin Firth and Geoffrey Rush.

Firth, functioning as the Robert Downey Jr. figure, is arrogant and uptight as King George VI (father of Queen Elizabeth II), who’s struggled all his life against a debilitating stutter; Rush, in the Zach Galifianakis role, plays speech therapist Lionel Logue, who persuades the priggish royal to loosen up with his unorthodox methods — encouraging him to sing and spew profanity, anything to get the words out in a fluid stream.

And there’s even a climactic deadline they have to make: The king, or “Bertie” as Lionel calls him to his great annoyance, must deliver a radio address to unite and inspire his people as the country stands on the brink of World War II. And hey, there’s Timothy Spall, hamming it up as Winston Churchill, urging the king in a performance that almost feels like a parody, but it’s a hoot.

But because it’s so well made, ‘The King’s Speech’ allows you to forgive its formulaic nature. The obligatory training montage, for example, is shot so lushly and edited so briskly, it’s almost thrilling. Same with the standard misunderstanding that keeps these guys apart before their inevitable, feel-good reunion: The argument takes place in a park with harsh, misty daylight streaking through the trees, and it’s striking.

While the movie itself isn’t always subtle, Firth is. He immerses himself, making the king’s pent-up rage feel palpable, and making us feel sympathy for him without allowing the performance to devolve mawkishly. His Bertie is dignified, of course, but also deeply sad, and his relationship with Lionel causes him to realize that he’s never had a real friend. The nannies who raised him don’t count, and his father, King George V (a cruelly intimidating Michael Gambon), wasn’t much of a pal.

Helena Bonham Carter, sharp and no-nonsense in her snobbery as Bertie’s wife, the Queen Mum, stands earnestly by his side, but theirs is a rather mechanical relationship in which they do what they must to keep the monarchy humming. Meanwhile, Guy Pearce’s contributions feel like a bit of an afterthought; he plays Bertie’s older brother, King Edward VIII, who takes over the throne after their father’s death, only to abdicate for the woman he loves, American divorcee Wallis Simpson — hence, Bertie is now at the helm.

The friendship that develops between him and Lionel, though, provides the film with its sweet, beating heart. Rush is adorably dishevelled here, confident regardless of the formality of the situation. He’s afraid of nothing, in contrast with his powerful but nervous patient, and watching the sparring matches between two actors at top of their game is nothing short of a joy. You may as well give into it.